Terms of Use

Information Disclaimer

The information on this web site is not meant to take the place of health care or services you may need. Please see your primary health care provider about any personal health concerns.

Disclaimer of Warranties for Site Contents

Information accessed through this online site is provided “AS IS” and without any warranty, express or implied. All implied warranties of merchantability and fitness for a particular e or purpose are hereby excluded. We and the operator(s) of this site make no warranty as to the reliability, accuracy, timeliness, usefulness or completeness of the information provided.

Note that we simply markets the products displayed on this site. We cannot accept responsibility for the products and their effects. For all product related inquiries, please contact the manufacturer direct.

Any rights not expressly granted herein are reserved.

Use of this Website

Access to this web site is conditional upon your acceptance of and compliance with the terms, conditions, notices and disclaimers contained in this document (known as “Terms of use e”). By viewing, accessing or using the bankruptcy-Australia.com.au website (‘Site’), including any liked page or related content, you agree to be bound by and accept the following terms and conditions. We reserve the right to amend the terms of use at any time.

Information on this web site is provided by Chanetsa Pty Ltd trading (hereafter referred to as Bankruptcy Australia) ABN 84 584 112 171. The information provides general information on the products and services promoted by us on this site.

Information provided in this web site does not constitute an offer or an intention to enter into a legally binding contract. It is presented as general information only and does not take into consideration your personal needs, health condition or financial situation. Where reference to legal or other compliance information, you should take this information into consideration along with your own personal and financial situation before making any purchasing decision.

The Content was current at 5 May 2012. The information on this Site may change and although we will attempt to keep the content current, it does not guarantee its currency as there may be delays, errors or omissions. We may change Rules and benefit levels from time to time. Therefore, If you anticipate seeking any claim which may be payable by us please contact us immediately.

We will make all reasonable effort to ensure that the Site is available 24 hours a day, seven days a week. However, electronic services are subject to interruption or breakdown. Therefore, access to our web site is offered on an “as is” and “as available” basis only.

By registering for our online services, you consent to us sending you marketing, promotional and other commercial e-mails to the address you provide on registration unless you opt out. You can opt out of receiving these emails at any time by clicking the link at the bottom of each email which will remove you from our list.

Online Web Services

1. We reserve the right at any time to time to modify or discontinue, temporarily or permanently, all or any part of the information on this site with or without notice. You agree that we will not be liable to you or to any third party for any modification, suspension or discontinuance of all or any of the online services.

2. you will not upload, send, post or otherwise transmit to this website any unsolicited messages or any offensive, harmful, defamatory, fraudulent or otherwise unlawful material or any material that contains software vires or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment;

3. you will not e this website or any of the online web services for any purpose that is unlawful, breaches any law, infringes a third party’s rights or is prohibited by these Terms of e, including anything which affects the security of this website or interferes with other users (including transmission of spam).

4. you will not copy any content from this website with our prior consent of the owner.

Links to Other Web Sites

Links to third party web sites provided on this site are provided in good faith. We do not have control over the content or functions provided on these sites and recommend that you abide by the website terms and conditions of e for these sites.

Any product offers or statements made on third party sites are the responsibility of the operator of the third party site. If you intend to download any software or purchase any product or service from a third party site please read any relevant terms and conditions and ensure the product is right for you.

We may receive payments from operators of third party web sites in relation to products or services supplied by the operator as a result of you linking to the third party web site.


We take responsible measures to ensure that any information provided to over the internet is kept secure. However we will not be responsible for any unauthorized access to that information during its transmission to. There is the risk that information sent to or from this Site may be intercepted, corrupted or modified by third parties.

We make no warranty about the strength or effectiveness of the encryption of information sent across this Site and we are not responsible for events arising from unauthorized access to information provided by visitors of this Site. There are alternative methods of providing with information and this can be discussed by contacting us during business hours.


The law applicable to this website and to disputes arising out of its e is the law of the State of Queensland, Australia. The parties submit to the nonexclusive jurisdiction of the courts of Queensland and the Federal Court of Australia.

Limitation of Liability

Subject to any responsibilities implied by law and which cannot be excluded, we and any of our staff or agents is not liable to you for any losses, damages, liabilities, claims and expenses whatsoever arising out of or referable to material, or any error, omission or misrepresentation on the this Web Site.

You further acknowledge that risks of damage to your software, hardware or stored information may arise due to your e of this Site. We are not liable for any damage or loss incurred by you as a result of using the Site. You are responsible for maintaining the security of your own software, hardware and stored information.


These Terms of use (and the agreement constituted by your e of the information, graphics and materials on this web site) and your access to the this web site may be terminated at any time by us without notice. All restrictions, licenses granted by you and all disclaimers and limitations of liability by us will survive termination, however, you will no longer be authorized to access this web site.


The information and material contained in this site is subject to copyright which is owned by Chanetsa Pty Ltd. Except where necessary for viewing the material on this web site, or for non-commercial e, or as permitted under the Copyright Act 1968 (Cth) or other applicable laws or these Terms of use, no material on this web site may be reproduced, adapted, uploaded to a third party, linked to, framed, performed in public, distributed or transmitted in any form by any process without the specific written consent from us.


We may be paid a fee for providing leads to partner suppliers of debt solutions. Consequently, we will pass on all information collected on our website to partners that provide these services. The users of this website consents to the provision of information to third parties for this purpose.

Acceptance of Terms of Use

You acknowledge and accept that your use of this web site indicates your acceptance of these Terms of use and the Privacy and Security Statement.

We may at any time vary these Terms o fuse by publishing the varied Terms of use on this web site. You accept that by us doing this, we have provided you with sufficient notice of the variation.